Frequently Asked

Direct Primary Care (DPC) is a membership-based approach to primary care: you pay a flat monthly fee — $85 to $185 per month at Thrive Family Health — for direct access to your physician, same-day and next-day visits, and unhurried appointments, with no copays or insurance billing for primary care. It lets us slow down, listen well, and care for the whole person.

No. Concierge practices usually charge a high annual retainer on top of billing your insurance. Direct Primary Care is simpler: one flat monthly membership, no insurance billing for primary care, and an intentionally smaller panel so I have real time for you. At Thrive, your visits are with me. It's a solo practice, with no rotating team,

Thrive Family Health is intentionally designed to be smaller, more personal, and more accessible.  The membership model allows for a deliberately limited patient panel, giving me more time to know you, communicate with you, and provide continuity of care.  You can expect thoughtful visits, direct physician access, unrushed conversations, and care that looks at the full picture of your health — your lifestyle, goals, stress, relationships, and long-term wellness.

For people who value access, continuity, and a relationship with their physician, absolutely. You get same-day or next-day visits, direct access to your physician through a secure patient portal, unhurried appointments, and discounted labs—often for less than the combined cost of copays and per-visit charges in a traditional practice, especially when paired with a high-deductible insurance plan.

At Thrive Family Health, membership is $85/month for children (under 18), $130/month for young adults (18–29), and $185/month for adults (30+), plus a one-time $150 enrollment fee. That flat fee covers your primary care visits — no copays or per-visit charges.

Thrive Family Health is a great fit for individuals and families who want a more personal, relationship-centered approach to healthcare. Thrive is especially well-suited for busy families, people managing chronic conditions, women navigating perimenopause or menopause, patients working toward weight and metabolic health goals, and anyone who wants thoughtful, evidence-based care with more time and connection.

Membership includes comprehensive primary care services such as preventive visits, sick visits, chronic disease management, women's health, mental health support, well-child visits, sports physicals, simple in-office procedures, and personalized health guidance. My goal is to provide the majority of your everyday primary care needs through one accessible, trusted physician relationship.

No — Thrive Family Health does not bill insurance for primary care. You pay one flat monthly membership instead, which keeps care simple and transparent.Your membership is designed for primary care. Health insurance—often a lower-cost, high-deductible plan—is still recommended for major medical needs such as hospitalizations, surgery, specialist care, and advanced imaging.

Thrive Family Health does not bill Medicare or any insurance for membership-based primary care. Medicare patients are welcome as members. I have opted out of Medicare, which means neither you nor I can bill Medicare for the care I provide. Before your first visit, you'll sign a short Medicare private contract acknowledging this, as federal law requires. Your existing Medicare benefits continue to apply to services outside the practice, such as labs, imaging, specialists, and hospital care.

Yes. Many patients pair their DPC membership with a lower-premium, high-deductible insurance plan. Your membership covers most routine primary care needs, while insurance remains in place for larger or unexpected medical expenses. This combination can make healthcare feel simpler and may help reduce unnecessary urgent care or emergency room visits.

We accept HSA and FSA cards where your account allows. Whether your fee qualifies, and whether membership affects your ability to contribute to an HSA, depends on federal tax law and your plan. Please ask your tax advisor.

Your membership includes thoughtful guidance and care coordination. When labs are needed, discounted cash-pay pricing is often available and may cost less than using insurance and applying the charges toward your deductible.  If a biopsy or Pap smear requires laboratory analysis, the specimen is sent to an outside pathology lab, and any laboratory charges are billed to you or your insurance. Imaging, specialist care, or other outside services will receive referrals and guidance through the next steps to help you choose the option that best fits your medical needs and budget.

Yes. Thrive Family Health is a family-centered practice, and it's a privilege to care for patients through every stage of life. From children and teens to parents and grandparents, the goal is to build long-term relationships—because when your family is known well, care becomes more connected, personal, and meaningful. Although immunizations are not administered at Thrive Family Health, families are directed to convenient, trusted community resources for recommended vaccines.

Yes. I offer a free 15-minute Meet & Greet — a no-pressure conversation where you ask the questions that matter to you and we make sure Thrive is the right fit before you join.

Thrive Family Health is located in Old Town Temecula, California, serving Temecula, Murrieta, and the surrounding Riverside County communities.

You can expect care that is warm, thorough, evidence-based, and deeply personal. I will take time to listen, explain, answer questions, and create a plan that fits your life. You won't be treated like a number or rushed through a visit — you'll be cared for by a physician who wants to know your story, understand your goals, and walk alongside you with steady, thoughtful guidance.